At Triploveria, we’ve pinpointed the best credit card for international travel that can truly elevate your globetrotting adventures. These cards offer unbeatable perks like luxurious lounge access, low foreign transaction fees, and valuable rewards. Discover how each one can enhance your travel experience and make every journey smoother and more enjoyable. Ready to upgrade your travel game? Let’s dive in.
HDFC Infinia Credit Card Metal Edition:
The HDFC Infinia Credit Card Metal Edition isn’t just another credit card—it’s a passport to luxury, especially for those who find themselves often crossing borders. Here’s why it’s a top choice for international travelers:
Why This Card Elevates Your Travel Experience
1. Lounge Like a VIP:
Imagine having unlimited access to airport lounges around the world. Whether you’re dealing with a long layover or just need a quiet space before a flight, this card ensures you’re always traveling in style and comfort.
2. Lower Fees, More Freedom:
Traveling abroad comes with enough expenses—why add more with high foreign currency fees? The Infinia’s 2% markup on foreign transactions is among the lowest you’ll find, meaning more of your money goes toward your adventures, not fees.
3. Travel Perks That Matter:
– Always-On Assistance: The 24/7 Global Personal Concierge service is like having a personal assistant on call wherever you go. Need a last-minute dinner reservation in Paris? Done. Help planning an itinerary in Tokyo? Consider it sorted.
– Stay and Dine in Style: With the complimentary Club Marriott membership, you get up to 20% off at some of the best hotels and restaurants across Asia-Pacific. Plus, the card’s exclusive hotel perks, like complimentary nights at ITC hotels, make every trip a little more indulgent.
4. Peace of Mind on the Go:
Worry-Free Security: Losing a card while traveling is a nightmare. But with zero lost card liability, you can travel with confidence, knowing you won’t be on the hook for unauthorized charges.
Manageable Payments: The up to 50-day interest-free credit period is a lifesaver when managing travel expenses, giving you breathing room to pay off your balance.
5. Earn While You Spend:
Every time you swipe your card, you’re earning 5 Reward Points for every ₹150 spent. Accumulate points quickly, especially on big-ticket international purchases, and redeem them for travel rewards that enhance your next trip.
6. A Card for the Elite:
This card isn’t for everyone—it’s by invite only, catering to those who appreciate the finer things in life and expect nothing but the best when they trave.
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ICICI Emeralde Private Metal Credit Card:
1. Taj Epicure Membership Perks:
– Complimentary Night Stay: Enjoy a free night at a Taj property.
– Dining Discounts: 25% off on food and beverages (dine-in and takeaway).
– Exclusive Offers: 20% off on Qmin app orders, spa services, and salon treatments at Taj hotels.
– Room/Suite Vouchers: 20% off on stays at select Taj hotels, palaces, and safaris.
2. Generous Joining Bonus:
– 12,500 ICICI Reward Points: Receive 12,500 reward points upon card activation, with a value of ₹12,500.
3. Complimentary EazyDiner Prime Membership:
– Dining Discounts: 25% to 50% off at 3,000+ top restaurants in India and Dubai.
– Special Occasion Perks: Free cake or dessert at select restaurants.
– Onboarding Bonus: 2,000 Eazypoints as a welcome gift.
4. Flexible Fee Structure
– Reversible Fees: ₹12,499 joining and annual fees, with the annual fee waived if you spend ₹10 lakh in a year.
– Add-On Cards: Up to three complimentary add-on cards for family members.
5. Exclusive and Invite-Only
– Invitation-Based Access: Available only by invite, tailored for those who value exclusivity and premium experiences.
This card is a perfect match for those who appreciate luxury, whether it’s in travel, dining, or the overall experience.
YES Bank Marquee Credit Card:
1.Eligibility Criteria:
– Age: 21 to 60 years.
– Income: Minimum net salary of INR 3 Lakhs per month or an annual ITR of INR 24 Lakhs and above.
– Employment: Available to both salaried and self-employed individuals.
2.Fees and Charges:
– First Year Membership Fee: INR 9,999 + applicable taxes.
– Renewal Fee: INR 4,999 + applicable taxes, waived on annual spends of INR 10 lakh.
– Interest Rate: 2.99% per month on overdue amounts (35.88% annually).
3.Travel and Transaction Benefits:
– Foreign Currency Mark-up: Low 1% fee on international transactions, ideal for frequent travelers.
4.Additional Transaction Fees:
– Rental Payments: 1% of transaction value or Rs 199, whichever is higher, with a cap of 3 transactions every 30 days.
– Wallet Transactions: 1% of transaction value or Rs 1, whichever is higher.
– Utility Payments: 1% fee on spends above ₹15,000 per month, capped at Rs 3,000 per transaction.
5.Payment Convenience:
– Contactless Transactions: NFC technology for quick, secure payments at retail outlets.
6.Why Choose the MARQUÉE Credit Card ?
– Exclusive yet Flexible: Tailored for high-income earners who value luxury and convenience.
– Cost-Effective: Fee waivers and low foreign transaction fees make it a smart choice for those who spend significantly.
– Seamless Payments: Ensures your transactions are quick and hassle-free.
This card is a great option for those seeking a balance of premium benefits and practical financial management.
SBI Elite Credit Card:
E-Voucher Redemption:
– Post-Payment SMS: Receive an SMS to choose e-voucher options within 15 days of paying the annual fees.
– Voucher Delivery: E-voucher sent to your registered mobile number or email within 30 days of your request.
– Redemption Options:
– In-Store: Use the code at Pantaloons, Shoppers Stop, and Hush Puppies/Bata stores.
– Online: Redeem the code for Yatra and Shoppers Stop during online purchases.
– Aditya Birla Retail: Redeem at stores like Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter.
International Lounge Program:
– Priority Pass Activation: Call customer helpline numbers 1860 180 1290 or 39020202 (with local STD code) to activate.
– Usage Fee: Up to $27 + applicable taxes per visit after complimentary visits.
– Validity: Complimentary membership for 2 years, available only to Primary Cardholders.
Club Vistara Benefits:
– Complimentary Silver Membership: Enjoy Club Vistara Silver status at no extra cost.
– Upgrade Voucher: Receive 1 complimentary upgrade voucher.
– Earning Points: Earn 9 Club Vistara Points for every ₹100 spent on Vistara flights.
These benefits add significant value, making the card a compelling choice for frequent shoppers and travelers.